FHA, VA, DSCR, and Conventional financing across Florida — built and led by Joseph "Joe" Pistone, a licensed originating branch manager who has helped Florida buyers, investors, and their realtors close with confidence for years.
Every buyer's situation is different — that's why Pistone Loans covers the full spectrum of Florida financing, not just one product.
As little as 3.5% down, flexible credit requirements — built for first-time and repeat Florida buyers.
Explore FHA → Veterans & MilitaryZero down payment financing for eligible veterans, active-duty service members, and surviving spouses.
Explore VA → InvestorsQualify on rental income, not personal tax returns — built for Florida real estate investors.
Explore DSCR → Strong CreditCompetitive terms for well-qualified buyers, with PMI that can be removed once you build equity.
Explore Conventional →Most lenders specialize in one program and push every borrower toward it. Pistone Loans is structured differently — one licensed originator who genuinely works all four major paths to homeownership and investment, matching the program to the borrower instead of the other way around.
Co-branded marketing tools, fast buyer pre-qualification, and financing talking points your clients actually understand — built for agents who need a lender they can count on, not just a name on a preferred-vendor list.
It depends on your credit profile, down payment savings, whether you're a veteran, and whether the property is owner-occupied or an investment. Use the program comparison page as a starting point, then talk it through directly — that conversation is free and no-obligation.
No. FHA financing specifically exists for buyers rebuilding credit, and DSCR loans qualify investors based on property cash flow rather than personal income. Reach out even if you're not sure you qualify.
Yes — DSCR loans are built specifically for investors and don't require personal income verification. Conventional financing can also work for second homes and investment properties depending on your profile.
Joseph Pistone is individually licensed (NMLS #2087918) and this platform is built around Florida financing specifically — contact directly to confirm current licensing for your situation.